Business Insurance

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Get the right coverage for your small business

From minimum coverage to specialized protection, our flexible options allow you to get your business insured accurately for each stage of your business's development.

Basic business insurance

Accidents, illnesses, lawsuits… If you're in business, you're exposed. While the number of risks you're exposed to is almost unlimited, you might only need a few basic coverages to start out. For example:

  • General liability insurance - All small businesses, old and new, need general liability insurance. It's basic liability protection that guards against things like accidents, injuries, property damage and lawsuits.
  • Commercial auto insurance - If you use vehicles for work, you'll need commercial auto insurance to be fully covered. Personal policies don't usually cover work related incidents. You'll save up to 5% if you combine this with General Liability! Do you need a commercial auto policy? Find out here.

As your business grows

Most small businesses insurance needs quickly extend beyond basic liability and commercial auto insurance. Certain jobs require specific coverages, employees need protection, and a number of risks fall outside the protection of basic liability coverage.

When insurance coverages are packaged together, it's often referred to as a Business Owners Policy, or BOP. Additional coverages in a BOP might include:

  • Property - This can protect your commercial buildings and most of your personal property. Both of which are not covered by liability insurance. Liability normally covers other people's assets, not yours.
  • Business income interruption - If your policy includes coverage for property, you also have protection in the event of business interruption. For example, if you have a property claim that prevents you from operating your business, business income interruption coverage could help pay you for your lost income, employee salaries and rent expenses.
  • Professional liability - Do you give professional advice or provide a professional service? If so, you should probably carry professional liability insurance. This can be endorsed to your BOP.

While technically not part of a BOP, we also offer workers' compensation insurance to help pay for things like medical costs and lost wages of employees who become ill or injured on the job.

Find Frequently Asked Questions Here If you cannot find your question here, please give us a call or open a chat with us and we will be happy to help you.

No! Our quotes are 100% free. We will be happy to offer our service and compare prices from our various insurance companies to find the best price for you. Give us a call and get a free quote over the phone, or through chat or come into one of our office locations and we will give you a speedy quote.

We offer a variety of insurance companies to find the best price for you. Here are some of the insurance companies we offer: Access, Alliance, Allstar, Anchor, Cabrillo, Carnegie, Infinity, Kemper, Mendota, National General, Progressive, RMIS, Workmens, etc.

If you were currently in a car accident, make sure to report it to the police. After you have a police report, contact the insurance company of the person at fault. If the other person is uninsured, contact your insurance company. Click on the logo of your insurance company or find it in the menu to get the phone number you need. If you need assistance, do not hesistate to give our office a call and we will gladly guide you to the needed information.

We offer a variety of other services in our offices other than insurance. We offer DMV transactions, Notary Public, and Income Tax preparation.

We currently have 3 different office locations in East Palmdale, Lancaster, and El Monte. To find the location nearest to you, please scroll down to the location finder map offered at the bottom of the home page.

Yes, we do! We are waiting for your call to give you a free quote.


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