Vehicle/Auto Insurance

 

Coverage for everyone on your policy

LIABILITY

For: At-fault repairs & medical care

Bodily Injury and Property Damage Liability coverage protects you if you cause an accident; we pay for the other driver’s medical bills (passengers’ bills, too) and any damage. 

UNINSURED/UNDERINSURED BODILY INJURY

For: Not-at-fault medical care

Uninsured/Underinsured Bodily Injury coverage protects you if you're in an accident caused by a driver who either has no insurance or just not enough insurance. We pay for damages you incur, including medical expenses and lost wages.

UNINSURED MOTORIST PROPERTY DAMAGE

For: Unpaid not-at-fault damage

Uninsured Motorist Property Damage coverage protects you if you're in an accident caused by a driver who doesn't have insurance; we pay to repair damage to your vehicle (after you pay the deductible).

MEDICAL PAYMENTS

For: Any post-accident medical care

This protects you if you’re in an accident; we pay for any medical care you and your passengers receive. We also cover medical care if you get hit by a car while you’re walking or riding a bicycle. In some states, you might also get Personal Injury Protection—it protects you the same way.

COLLISION

For: Any post-accident repairs

Collision coverage protects you if you get hit by, or hit, another vehicle; we pay for your car repairs. You choose a deductible and pay this portion to the repair shop after an accident, and we pay the rest of the bill.

COMPREHENSIVE

For: Any other repairs

Comprehensive coverage protects you if your car is damaged by something other than a collision, such as fire, vandalism, hail or flood; we pay for repairs (after you pay the deductible). We also cover damage caused by hitting an animal and theft (if your car gets stolen).